Financing

I can show you various financing options that you may not be aware of and will discuss the likely impact of each alternative if you are selling a property. Depending on the price of the home and/or the amount of your down payment, there may be several options that fit your personal situation:

VA (for military veterans only)
FHA (Federal Housing Administration)
Conventional (Fixed rate over a set number of years)
Other options including owner finance, first time home buyer programs, loan assumptions and lease purchase

Pre-approval preparation

I’ll work closely with you to understand the documents and financial information you’ll need to gather prior to meeting with your lender. Pre-approval is based on your employment, income, assets, liabilities and available down payment to close on your home. Some sellers only accept offers from pre-approved buyers.

The benefits of getting pre-qualified by a lender

Your monthly payments will be accurately calculated
Narrows your search to homes you can afford
Sellers will be more responsive to your offer
Peace of mind before you search for a home
Ability to select the best loan package without feeling pressured